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California Consumer Privacy Act

This California Consumer Privacy Act Notice (this “Notice”) is provided pursuant to the California Consumer Privacy Act of 2018 (“CCPA”). The purpose of this Notice is to inform California residents (“consumers” or “you”) of their rights under the CCPA and how Recent Rates LLC (“we,” “us,” or “our”) complies with it.

Information Collected

We have collected the following categories of personal information, from Registered Users, authorized users, and visitors to our Sites, within the last twelve (12) months: name, alias, postal address, physical address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, signature address, phone numbers, browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.

Consumer Rights

Under the CCPA, California consumers have the following rights:

Exercising Your Rights

To exercise your CCPA rights, you may contact us using the following methods. Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back into personal information sales at any time by contacting us.

Non-Discrimination

If you elect to exercise any of your rights under CCPA, we will not discriminate against you for exercising any of your CCPA rights. Unless otherwise permitted by the CCPA, we will not: deny you goods or services, charge you a different price or rate for our goods or services, or provide you a different level or quality of goods or services because you exercised such rights.

Other than as provided above, we may offer you certain financial incentives, as permitted by the CCPA, in exchange for your giving us certain information, which incentives may result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.